tag:blogger.com,1999:blog-1779328319254618990.post3745054703744997239..comments2023-06-01T08:17:04.696-04:00Comments on Greener Pastures--A City Girl Goes Country... and goes back again: Stuck in VirginiaGreener Pastures--A City Girl Goes Countryhttp://www.blogger.com/profile/05448845964131250749noreply@blogger.comBlogger20125tag:blogger.com,1999:blog-1779328319254618990.post-6784535786869896902011-08-12T17:40:54.596-04:002011-08-12T17:40:54.596-04:00I meant "pithy" not pity. But you proba...I meant "pithy" not pity. But you probably got that. :)Peggyhttps://www.blogger.com/profile/04184102739979561017noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-1138215975877949612011-08-12T16:10:05.737-04:002011-08-12T16:10:05.737-04:00I read this post with great interest. So sorry th...I read this post with great interest. So sorry this is happening to you. I want to say something pity, positive and uplifting. But.... I'm just so pissed off. Pissed at the banks. Pissed at the deplorable behavior of Congress. Pissed at the greed in the country....... I better shut up.<br /><br />Long distance hug to you, sweetie. Please take care of yourself. A lot of people love you.Peggyhttps://www.blogger.com/profile/04184102739979561017noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-39123921799508294262011-07-20T23:33:46.410-04:002011-07-20T23:33:46.410-04:00Blessings, there is a reason for all this, but it ...Blessings, there is a reason for all this, but it sure is frustrating!Gailhttps://www.blogger.com/profile/04219479223227928561noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-1409316914486300842011-07-18T10:37:33.813-04:002011-07-18T10:37:33.813-04:00Oh Debi, I just don't understand either and it...Oh Debi, I just don't understand either and it must be so frustrating to have sold your house TWICE and the deals fall through....I guess you just haven't found the right house yet.....so very sorry about your dad too, that doesn't help to be worried about him and stuck here...have you tried that st joseph house selling trick? at this point everything is worth a try!Tanya Breesehttps://www.blogger.com/profile/01949602989774270159noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-25028057749346229822011-07-13T11:13:30.984-04:002011-07-13T11:13:30.984-04:00I am so sorry Debi! Gosh, what a nightmare. It'...I am so sorry Debi! Gosh, what a nightmare. It's hard to believe that this economy is so controlled by the same banks that helped drive it into the ground. UGH!<br /><br />I am glad your father is ok.Sweetflutterbys3https://www.blogger.com/profile/13276478679906785113noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-27715863850151435482011-07-13T09:21:16.351-04:002011-07-13T09:21:16.351-04:00Lord have mercy, Debi...this house-selling thing i...Lord have mercy, Debi...this house-selling thing is a rough business. I'm so sorry you're having to go through all this---I just hope and pray that somehow, all this will work out for the good in the end.Bethhttps://www.blogger.com/profile/12575140898505901920noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-35370285029131343362011-07-13T08:13:08.688-04:002011-07-13T08:13:08.688-04:00I really didn't want to use the house.. the bu...I really didn't want to use the house.. the business asset was worth the loan amount.. but even though it was govt backed (if we defaulted to the bank.. they still would get paid by the govt).. we still had to go through all those hoops.you sell househttp://www.webuyyourhouse.com/noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-80019693601032379232011-07-12T16:50:50.480-04:002011-07-12T16:50:50.480-04:00What a flipping nightmare!!!!!
What are the spirit...What a flipping nightmare!!!!!<br />What are the spirits telling you girl???I am so confused...<br />Breathe deep..Claudia Condiffhttps://www.blogger.com/profile/06428880113459923927noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-33686144911695383432011-07-11T11:06:35.161-04:002011-07-11T11:06:35.161-04:00I am going to give you the name/company that I wor...I am going to give you the name/company that I worked with in Richmond<br /><br />Rob Roland<br />Benchmark Mortgage<br />804-673-1900<br /><br />He helped my ex husband and I get financing many years ago.. Sarina Everett was my name at the time... but he was really good.. and I remember the process was not too difficult. I know that times are "different" right now.. and we weren't necessarily buying property with acreage.. but he was very professional.. and did a very good job for us. Hopefully he can give you an honest, helpful assessment of your situation.Ms. Shypokehttps://www.blogger.com/profile/02170662408599910443noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-63855520209036930892011-07-09T22:08:49.146-04:002011-07-09T22:08:49.146-04:00Thanks everyone. I appreciate it.
Qhgirl, how do ...Thanks everyone. I appreciate it.<br /><br />Qhgirl, how do I actually find a broker? How do I tell the difference between a broker and a bank? For example, this last "bank" was Farm Credit. I turned my buyer on to them because they are local and the loan officer I spoke to told me he would love to give a loan for my farm and said they give loans on property zoned A-1 all the time, etc.Greener Pastures--A City Girl Goes Countryhttps://www.blogger.com/profile/05448845964131250749noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-43226999227888454872011-07-09T22:06:47.363-04:002011-07-09T22:06:47.363-04:0040%???? What kind of bank makes that kind of requ...40%???? What kind of bank makes that kind of requirement? And 8% for a loan rate? When 30 year fixed mortgages are advertised at less than 5%? It doesn't sound as though "Kip" has good credit.Jeffnoreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-6613684592463901992011-07-09T20:09:17.111-04:002011-07-09T20:09:17.111-04:00This is terrible news. I saw on FB that you were h...This is terrible news. I saw on FB that you were having trouble and was waiting for an update. What a horrible thing to have to go through - again! <br /><br />I am glad your father is okay.CountryDewhttps://www.blogger.com/profile/03243893531509380824noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-52491929835099801212011-07-09T07:02:24.213-04:002011-07-09T07:02:24.213-04:00I'm sorry for this horrific roller coaster rid...I'm sorry for this horrific roller coaster ride. You're right, it's no wonder our economy is in this state. I really hope you guys get a break soon. And my thoughts are with your dad for him to get well.Leonorahttps://www.blogger.com/profile/04701518822526054010noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-30528729177153009122011-07-09T07:01:55.736-04:002011-07-09T07:01:55.736-04:00Oh you poor thing! (((hugs)))
Get that divorce ...Oh you poor thing! (((hugs)))<br /><br />Get that divorce man over again and tell him to hurry up his divorce! August isn't far off now.<br /><br />US Banks sound a real pain in the ****Gillyhttps://www.blogger.com/profile/00322140697547406511noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-9303793014440141192011-07-06T15:02:11.332-04:002011-07-06T15:02:11.332-04:00Tell me you're joking.Tell me you're joking.Sloanhttps://www.blogger.com/profile/12533022160981290851noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-72835618971774870162011-07-06T13:25:15.896-04:002011-07-06T13:25:15.896-04:00I'm curious.. are your buyers just going to ba...I'm curious.. are your buyers just going to banks for loans? Generally, I have found that mortgage brokers are a better bet since they may be able to have multiple sources of financing.<br /><br />This certainly is frustrating.. I is a really pisser that the banks took all that tarp money and are just sitting on it. The only loans they seem to make are over guaranteed. We got a small business loan that is guaranteed by the US Govt.. and our home AND the business property.. Probably secured by 2-3 times the amount of the loan! It's ridiculous.. I really didn't want to use the house.. the business asset was worth the loan amount.. but even though it was govt backed (if we defaulted to the bank.. they still would get paid by the govt).. we still had to go through all those hoops.. oh and had to prove that we had put something like 20% of our own money into the business.. it's a wonder how anyone can go into business any more!.. or buy a house! Unfortunately, the FEMA thing is a knee jerk reaction to all the people looking for hand-outs to save them when things like katrina happened... so now "everyone" has to buy that insurance (if you want a loan that is)... The govt wants to "legislate" common sense.. and it ends up hampering everything...Ms. Shypokehttps://www.blogger.com/profile/02170662408599910443noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-10447922808517707192011-07-06T11:38:50.331-04:002011-07-06T11:38:50.331-04:00I hope your dad is OK, what a scary thing for both...I hope your dad is OK, what a scary thing for both of you. I am stunned by your predicament. Though I never got to the closing stage, I have encountered the new rules for buying homes with land, or heaven forbid a barn. My husband and I learned that income and qualifying were the least of the problems that could crop us and we backed off our search.<br /><br />I see the banks flourishing with huge earnings reports but nothing coming through them as lenders.<br /><br />Sorry for ranting, I am furious for you. Furious.zenmamahttps://www.blogger.com/profile/14228001755245521902noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-35274949477423688502011-07-06T09:03:26.560-04:002011-07-06T09:03:26.560-04:00Bummer! Let's hope there's a silver linin...Bummer! Let's hope there's a silver lining somewhere.Chrishttp://chrissmusings.blogspot.com/noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-57132567961198925522011-07-06T07:24:58.873-04:002011-07-06T07:24:58.873-04:00I feel so bad for you. You are having the worst lu...I feel so bad for you. You are having the worst luck with this buying and selling. I'll just keep my fingers crossed that something works out quickly for you and you can still get the house you want. <br /><br />Glad your dad is okay. That's scary.Grey Horse Mattershttps://www.blogger.com/profile/05837575441967937196noreply@blogger.comtag:blogger.com,1999:blog-1779328319254618990.post-75186568103095402612011-07-06T00:18:24.226-04:002011-07-06T00:18:24.226-04:00Debi - I am so sorry. Don't know what else to...Debi - I am so sorry. Don't know what else to say. I had been watching on FB and I, too, thought this looked like a done deal. .... Jeez.<br /><br />I am glad your dad is doing okay. Another scare - not what you needed.Tammy Vasahttps://www.blogger.com/profile/01531335275070860886noreply@blogger.com